ANSWERS TO YOUR SOCIAL SECURITY DISABILITY QUESTIONS
1.If I win my case, how much money will I receive? Will I receive medical insurance?
If you are found eligible for Social Security Disability Insurance Benefits (SSDIB), the amount you will receive each month is calculated based on your lifetime earnings, which differ for every individual. Please refer to your latest bi-annual statement from the Social Security Administration (SSA) to see how much (if any) SSDIB you may receive. Also, if you have unmarried children under age 18 (or under age 19 if still in high school) that live in your home, you may receive additional money to help care for them.
If you are awarded Supplemental Security Income (SSI), you will receive a monthly payment of up to $674.00 per month for an individual or $1,011.00 per month for an eligible couple. This amount may be reduced, however, if you and your spouse have too much income or resources.
2.How much does it cost to hire an attorney for my disability case? What if I can't afford it?
Federal law regulates attorneys’ fees in Social Security Disability cases. So, virtually every disability lawyer works on the same fee basis. The lawyer’s fee is 25% of the past due disability benefits you get, up to the statutory maximum. There is no fee if you lose.
3.How long does it take to obtain my disability benefits once a claim for benefits is filed?
It can take approximately 4 months to receive a decision on your initial application. If your application is denied, it can take an additional year and a half to obtain a decision as your claim works its way through the appeals process. However, certain circumstances can shorten that time period, so let our attorneys determine if any are applicable to your case.
4.Who is eligible for disability benefits from Social Security?
Sometimes disability results from a combination of health problems. Just because you can still do some things well doesn’t mean you’re not disabled. Depending on what your age is, work experience, and other factors, you could be entitled to disability benefits. Find out if you qualify for disability benefits here.
5.Who decides if I am disabled and eligible for benefits?
After a Social Security Disability claim is filed, the case is sent to a disability examiner. The examiner makes the initial decision on the claim.
6.My neighbor received Social Security Disability and is not even disabled. Why was I denied?
Most people who apply for Social Security Disability benefits are, in fact, denied. You can be denied for any number of reasons, often through no fault of your own. For example, you may be denied benefits if your doctor doesn’t know what’s important to your particular claim.
It is important to contact a lawyer today. Once you are denied, the clock starts ticking on the time you have to appeal. Tuggle, Schiro, Lichtenberger & Themer can request “reconsideration” of your claim denial.
Contact us today!
Contact us today!
7.What is the difference between Social Security Disability Insurance Benefits (SSDIB) and Supplemental Security Income (SSI)?
Social Security Disability Insurance Benefits (SSDIB) is for people who suffer with a disability and can no longer work. You may qualify for this program if you have worked a long time and paid sufficient FICA taxes. But, you may still be denied these benefits by the government.
If you have not paid enough money into the Social Security system to qualify for benefits, then you may still be able to receive Supplemental Security Income (SSI). The government will look at your income status and review what resources are available to you. This is used in determining your qualification.
8.What can't a lawyer do for me?
No lawyer can push around the federal government, or change the law to your benefit. An experienced lawyer, like the lawyers at Tuggle, Schiro, Lichtenberger & Themer, can make the Social Security system work for you and can make the difference between winning and losing your case.
9.My doctor says I am disabled, or put me on "light duty." So why is Social Security denying my disability claim?
It is not up to your doctor to determine whether you are disabled. It is up to Social Security to make their own decision regardless of what your doctor thinks. It is important to contact a lawyer today to ensure the proper medical evidence is gathered to prove your disability.
10.Will I receive medical insurance?
If you are awarded Social Security Disability Insurance Benefits (SSDIB), you will be eligible for Medicare coverage after a waiting period of 24 months. If you are awarded Supplemental Security Income (SSI), you will be entitled to Medicaid coverage as soon as your entitlement to SSI begins.
11.When should I contact an attorney about representation? Should I wait until my hearing is scheduled?
Contact an attorney as soon as possible. Don’t wait until your hearing is scheduled. It may be too late for an attorney to gather the proper evidence and job history to make your case properly, if you wait until your hearing is scheduled.
12.I have a mental illness. Am I eligible for Social Security Disability benefits?
Yes, mental illness is a frequently used basis for getting Social Security Disability benefits.
13.Social Security said that I would be able to return to work. Should I wait to see if my health improves or should I appeal?
Don’t wait to see if your health improves. You have a limited time to appeal from your initial denial. Contact the experienced attorneys at Tuggle, Schiro, Lichtenberger & Themer today. Let our experience be the difference in your case.