Unemployment Benefits and Social Security Disability (SSD) in Illinois
Can You Receive Both Unemployment Benefits and Social Security Disability Benefits At the Same Time?
If you’re too sick or injured to work, you’re going through a stressful time. You’re bills are probably piling up, and you’re likely struggling to put food on your table and keep a roof over your head. Many people who are out of work because of a disability are looking for any and all means to make ends meet. And if you’re struggling in Central Illinois, you may be wondering, “If I’m not working because of a disability, can I receive both unemployment benefits and Social Security Disability benefits at the same time?”
In order to understand whether or not you can receive unemployment benefits and Social Security Disability in Champaign, it’s important to understand what each of these programs provides, and the differences between them. Read on as the experienced Champaign SSD attorneys at Tuggle, Schiro & Lictenberger explain unemployment benefits and Social Security Disability benefits to you.
What Are Unemployment Benefits?
Unemployment benefits, while federally mandated, are a state-run program. Unemployment benefits provide critical payments to those who are out of work and actively seeking new employment. In Central Illinois, there are several requirements you must meet in order to qualify for unemployment benefits. First, your past earnings must meet certain minimum thresholds. Typically, this means that within the past 15 months, you must have made at least $1,600, and $440 of that must have come from at least one quarter of a year.
Additionally, you must be unemployed through no fault of your own. Typically, you will be eligible for unemployment if you’re laid off or fired, though you won’t be eligible for unemployment benefits if you’re fired for theft or committing a felony.
While you’re typically not eligible for unemployment if you voluntarily quit your job, there are certain circumstances in which you still may be eligible for unemployment if you quit. These include quitting your job due to:
- Sexual harassment;
- Domestic violence;
- Health reasons;
- Accompanying a military spouse on a new assignment; or
- Taking a new work position that falls through.
Finally, in order to be eligible for unemployment benefits, you must be actively looking for a new job. This means that you certify that you are ready, willing and able to work.
What Are Social Security Disability Benefits?
Social Security Disability benefits are payments to individuals who have been deemed “legally disabled” by the Social Security Administration (SSA) and no longer capable of working. In order to be deemed “legally disabled,” you must:
- Have a disability that is expected to last for at least 12 months or result in your death;
- Be unable to perform the work you used to do; and
- Be incapable of adjusting to different work.
In short, in order to receive SSD benefits, you must prove – through your testimony and medical records – that due to your disability you’re incapable of performing any type of work.
Receiving Unemployment Benefits and Social Security Disability Benefits Simultaneously in Central Illinois
Generally speaking, it’s not possible to receive both unemployment benefits and Social Security Disability benefits at the same time. This is because the intent between the two government programs is conflicting. With unemployment benefits, you certify that you are able to work; you just can’t find a job. With disability benefits, you certify that you are unable to perform any kind of work.
However, as with all things legal, there are exceptions. In certain rare cases, you may be eligible to qualify for both unemployment benefits and Social Security Disability benefits, and in fact the SSD won’t count the money you receive from unemployment against you. Determining whether or not you can receive both unemployment benefits and Social Security Disability benefits in Champaign is a complicated process. In Springfield-Decatur, Champaign-Urbana and Danville, it’s highly recommended that you work with an experienced disability attorney, like the ones at Tuggle, Schiro, Lichtenberger & Themer, to determine if you are eligible for both forms of government compensation. Call us today for a free consultation at (888) 621- 0857. There’s no fee for our services unless you win benefits.